Investing in Nigeria is no longer limited to the wealthy. Thanks to technology, anyone with a smartphone can start growing wealth with as little as ₦1,000. From dollar investments to Nigerian stocks and fixed income, online investment platforms are making it easier than ever to save and invest securely.
Here are the Top 10 online investment platforms in Nigeria in 2025, ranked for reliability, popularity, and user satisfaction.
1. Carbon
Carbon has grown from a loan app into a full digital financial platform offering savings, mutual funds, and investment products. With millions of downloads and strong ratings, it’s one of Nigeria’s most trusted fintechs.
- Features: Savings, mutual funds, loans, bill payments
- Best for: Beginners seeking an all-in-one finance app
2. PiggyVest
Nigeria’s most popular savings app, PiggyVest offers secure saving and investment plans. It allows users to invest in agriculture, real estate, and fixed income while enjoying automated savings.
- Features: Target savings, fixed investments, SafeLock
- Best for: People who want disciplined saving plus investments
3. Cowrywise
Cowrywise focuses on automated investing with access to diversified mutual funds managed by experts. It’s beginner-friendly and perfect for long-term wealth building.
- Features: Mutual funds, savings automation, portfolio diversification
- Best for: Young professionals looking to invest consistently
4. Bamboo
Bamboo gives Nigerians access to U.S. and Nigerian stocks, ETFs, and global assets. It allows fractional investing, meaning you can buy part of a stock with as little as ₦1,000.
- Features: U.S. and NGX stocks, fractional shares, real-time market data
- Best for: People interested in stock trading and global markets
5. Risevest
Risevest focuses on dollar-based investments to protect against naira inflation. Users can invest in real estate, U.S. stocks, and fixed income assets with historically strong returns.
- Features: Dollar investments, real estate, fixed income
- Best for: Nigerians seeking protection against currency depreciation
6. Trove
Trove allows Nigerians to buy stocks from Nigeria, the U.S., and China, plus ETFs and bonds. It’s one of the most versatile platforms for global investing.
- Features: Nigerian and foreign stocks, ETFs, bonds
- Best for: People who want exposure to both local and global markets
7. Chaka
Chaka gives investors access to Nigerian and international stocks, while also offering learning resources for beginners.
- Features: Stock trading, ETFs, educational content
- Best for: New investors who want guidance alongside trading
8. I-Invest
I-Invest specializes in fixed-income securities such as Treasury Bills, FGN bonds, and Eurobonds. It’s fully regulated by the SEC, making it one of the safest options.
- Features: Fixed income, government securities
- Best for: Conservative investors who prefer low-risk returns
9. Wealth.ng
Wealth.ng provides diversified options, including agriculture and real estate investments. Though smaller compared to PiggyVest or Cowrywise, it remains a solid alternative.
- Features: Agriculture, real estate, stocks
- Best for: Investors looking for niche opportunities
10. GetEquity
GetEquity allows Nigerians to invest in startups, private equity, and real estate projects. It’s ideal for risk-tolerant investors seeking higher returns.
- Features: Startup and real estate investing, equity crowdfunding
- Best for: Advanced investors seeking alternative assets
📊 Summary Table
| Rank | Platform | Strengths | Best For |
|---|---|---|---|
| 1 | Carbon | All-in-one finance app | Beginners/new investors |
| 2 | PiggyVest | Savings + diversified investing | Savers who want growth |
| 3 | Cowrywise | Automated mutual funds | Long-term investors |
| 4 | Bamboo | U.S. & NGX stock trading | Stock market enthusiasts |
| 5 | Risevest | Dollar investments | Inflation protection |
| 6 | Trove | Global stocks + bonds | Investors seeking wide exposure |
| 7 | Chaka | Local & international stocks | Beginners wanting education + access |
| 8 | I-Invest | Fixed income (Treasury Bills) | Conservative, low-risk investors |
| 9 | Wealth.ng | Agriculture & real estate | Niche investors |
| 10 | GetEquity | Startup & equity crowdfunding | Risk-tolerant, high-return seekers |
✅ Final Thoughts
In 2025, Nigerians have more investment choices than ever. Whether you want to save safely (PiggyVest, Cowrywise, Carbon), trade global stocks (Bamboo, Trove, Chaka), protect against inflation (Risevest), or invest in startups (GetEquity) — there’s an app for you.
The key is to match your risk level and financial goals with the right platform. Start small, stay consistent, and let your money grow.
